Home Loan

General Information

Providers
  • Private Banks
  • NBFC's
TAT (Turn Around Time)
  • Quick Approvals within 10 Days
  • Disbursal time is as low as 3 Days
  • One point contact response with in 30 Min.
Eligibility
  • All Salaried Customers
  • All Self Employed Customers
  • All Self Employed Professional Customers
Features & Benefits
  • Interest rates starts at 8.35%
  • Maximum loan amount
  • Maximum Tenure upto 20 Years
  • Loan to Property Value upto 85%
  • Very less Processing Fee of 1%

Filter By Bank

HDFC Bank

Rate of Interest

Starts @ 8.35%

Processing Fee

NA

Loan Amount

Minimum 10 Lakhs - Get maximum loan to your Property - upto 85%

Tenure

Maximum upto 20 Years

Disbursal Time

Maximum of 8 - 10 working days

Part Payment

NA

4.0 Rating | 12 Reviews

VIEW DETAILS

Response Time : 24 Hours

Salaried Customer - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence address proof
  • Salary account canceled cheque
  • Latest 6 months payslips & 2 years Form-16
  • Latest 1 year updated bank statement
  • Date of joining proof & experience proof
  • Co-applicant documents
  • Property documents

Self Employed Customers - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence & office address proof
  • Business account cancelled cheque
  • Latest 3 years IT Returns (full set)
  • Latest 6 months updated bank statement
  • Company Registration & VAT certificate
  • Co-applicant documents
  • Property documents

ADDITIONAL INFO

Co-applicant documents - One colour passport size photo, Pan card copy, Aadhaar card copy & Relationship Proof Property documents - Mother Deed / Title Deed, Sale Deed, EC for latest 15 years, Latest Tax paid challan & Katha latest, *Approved Plan (Only for Construction loan) & *Extimation Copy (Only for Construction loan)

HDFC Bank

Rate of Interest

16% - 22%

Processing Fee

Starts @ 2%

Loan Amount

3 Lakhs - 35 Lakhs

Tenure

1 year - 3 Years

Disbursal Time

Maximum of 5 working days

Part Payment

No

4.0 Rating | 12 Reviews

VIEW DETAILS

Response Time : 24 Hours

Salaried Customer - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Own property proof
  • Present residence & office address proof
  • Business account canceled cheque
  • Latest 3 years IT returns (full set)
  • Latest 6 months updated bank statement
  • Company registration & VAT certificate

Self Employed Customers - Documents

  • Processing fee on approved loan amount
  • Agreement & stamp charges
  • Gap interest - Based on disbursement date if applicable
  • Insurance on loan (you & your personal loan is secured)

ADDITIONAL INFO

Post Approval: Customer has to provide SECURITY CHEQUES & AGREEMENT to be signed

HDFC Bank

Rate of Interest

Starts @ 8.40%

Processing Fee

NA

Loan Amount

Minimum 10 Lakhs - Get maximum loan to your property: 90%

Tenure

Maximum upto 20 years

Disbursal Time

Maximum of 10 - 15 working days

Part Payment

NA

4.0 Rating | 12 Reviews

VIEW DETAILS

Response Time : 24 Hours

Salaried Customer - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence address proof
  • Salary account canceled cheque
  • Latest 6 months payslips & 2 years Form-16
  • Latest 1 year updated bank statement
  • Date of joining proof & experience proof
  • Co-applicant documents
  • Property documents

Self Employed Customers - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence & office address proof
  • Business account canceled cheque
  • Latest 3 years IT Returns (full set)
  • Latest 6 months updated bank statement
  • Company Registration & VAT certificate
  • Co-applicant documents
  • Property documents

ADDITIONAL INFO

Co-applicant documents - One colour passport size photo, Pan card copy, Aadhaar card copy & Relationship Proof Property documents - Mother Deed / Title Deed, Sale Deed, EC for latest 15 years, Latest Tax paid challan & Katha latest, *Approved Plan (Only for Construction loan) & *Extimation Copy (Only for Construction loan)

HDFC Bank

Rate of Interest

Starts @ 8.40%

Processing Fee

NA

Loan Amount

Minimum 10 Lakhs - Get maximum loan to your property: 75% - 90%

Tenure

Maximum upto 15years

Disbursal Time

Maximum of 8 - 10 working days

Part Payment

NA

4.0 Rating | 12 Reviews

VIEW DETAILS

Response Time : 24 Hours

Salaried Customer - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence address proof
  • Salary account canceled cheque
  • Latest 6 months payslips & 2 years Form-16
  • Latest 1 year updated bank statement
  • Date of joining proof & experience proof
  • Co-applicant documents
  • Property documents

Self Employed Customers - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence & office address proof
  • Business account canceled cheque
  • Latest 3 years IT Returns (full set)
  • Latest 6 months updated bank statement
  • Company Registration & VAT certificate
  • Co-applicant documents
  • Property documents

ADDITIONAL INFO

Co-applicant documents - One colour passport size photo, Pan card copy, Aadhaar card copy & Relationship Proof Property documents - Mother Deed / Title Deed, Sale Deed, EC for latest 15 years, Latest Tax paid challan & Katha latest, *Approved Plan (Only for Construction loan) & *Extimation Copy (Only for Construction loan)

HDFC Bank

Rate of Interest

Starts @ 9.60% upto 14%

Processing Fee

NA

Loan Amount

Minimum 10 Lakhs - Get maximum loan to your property upto 85%

Tenure

Maximum upto 15 years

Disbursal Time

Maximum of 10 - 15 working days

Part Payment

NA

4.0 Rating | 12 Reviews

VIEW DETAILS

Response Time : 24 Hours

Salaried Customer - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence address proof
  • Salary account canceled cheque
  • Latest 6 months payslips & 2 years Form-16
  • Latest 1 year updated bank statement
  • Date of joining proof & experience proof
  • Co-applicant documents
  • Property documents

Self Employed Customers - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence & office address proof
  • Business account canceled cheque
  • Latest 3 years IT Returns (full set)
  • Latest 6 months updated bank statement
  • Company Registration & VAT certificate
  • Co-applicant documents
  • Property documents

ADDITIONAL INFO

Co-applicant documents - One colour passport size photo, Pan card copy, Aadhaar card copy & Relationship Proof Property documents - Mother Deed / Title Deed, Sale Deed, EC for latest 15 years, Latest Tax paid challan & Katha latest, *Approved Plan (Only for Construction loan) & *Extimation Copy (Only for Construction loan)

HDFC Bank

Rate of Interest

Starts @ 8.35%

Processing Fee

NA

Loan Amount

Minimum 10 Lakhs - Get maximum loan to your property: 90%

Tenure

Maximum upto 20 years

Disbursal Time

Maximum of 10 - 15 working days

Part Payment

NA

4.0 Rating | 12 Reviews

VIEW DETAILS

Response Time : 24 Hours

Salaried Customer - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence address proof
  • Salary account canceled cheque
  • Latest 6 months payslips & 2 years Form-16
  • Latest 1 year updated bank statement
  • Date of joining proof & experience proof
  • Co-applicant documents
  • Property documents

Self Employed Customers - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence & office address proof
  • Business account canceled cheque
  • Latest 3 years IT Returns (full set)
  • Latest 6 months updated bank statement
  • Company Registration & VAT certificate
  • Co-applicant documents
  • Property documents

ADDITIONAL INFO

Co-applicant documents - One colour passport size photo, Pan card copy, Aadhaar card copy & Relationship Proof Property documents - Mother Deed / Title Deed, Sale Deed, EC for latest 15 years, Latest Tax paid challan & Katha latest, *Approved Plan (Only for Construction loan) & *Extimation Copy (Only for Construction loan)

HDFC Bank

Rate of Interest

Starts @ 8.40%

Processing Fee

NA

Loan Amount

Minimum 10 Lakhs - Get maximum loan to your property: 90%

Tenure

Maximum upto 20 years

Disbursal Time

Maximum of 10 - 15 working days

Part Payment

NA

4.0 Rating | 12 Reviews

VIEW DETAILS

Response Time : 24 Hours

Salaried Customer - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence address proof
  • Salary account canceled cheque
  • Latest 6 months payslips & 2 years Form-16
  • Latest 1 year updated bank statement
  • Date of joining proof & experience proof
  • Co-applicant documents
  • Property documents

Self Employed Customers - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence & office address proof
  • Business account canceled cheque
  • Latest 3 years IT Returns (full set)
  • Latest 6 months updated bank statement
  • Company Registration & VAT certificate
  • Co-applicant documents
  • Property documents

ADDITIONAL INFO

Co-applicant documents - One colour passport size photo, Pan card copy, Aadhaar card copy & Relationship Proof Property documents - Mother Deed / Title Deed, Sale Deed, EC for latest 15 years, Latest Tax paid challan & Katha latest, *Approved Plan (Only for Construction loan) & *Extimation Copy (Only for Construction loan)

HDFC Bank

Rate of Interest

Starts @ 9.60% upto 12%

Processing Fee

NA

Loan Amount

Minimum 10 Lakhs - Get maximum loan to your property upto

Tenure

Maximum upto 15 years

Disbursal Time

Maximum of 10 - 15 working days

Part Payment

NA

4.0 Rating | 12 Reviews

VIEW DETAILS

Response Time : 24 Hours

Salaried Customer - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence address proof
  • Salary account canceled cheque
  • Latest 6 months payslips & 2 years Form-16
  • Latest 1 year updated bank statement
  • Date of joining proof & experience proof
  • Co-applicant documents
  • Property documents

Self Employed Customers - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence & office address proof
  • Business account canceled cheque
  • Latest 3 years IT Returns (full set)
  • Latest 6 months updated bank statement
  • Company Registration & VAT certificate
  • Co-applicant documents
  • Property documents

ADDITIONAL INFO

Co-applicant documents - One colour passport size photo, Pan card copy, Aadhaar card copy & Relationship Proof Property documents - Mother Deed / Title Deed, Sale Deed, EC for latest 15 years, Latest Tax paid challan & Katha latest, *Approved Plan (Only for Construction loan) & *Extimation Copy (Only for Construction loan)

HDFC Bank

Rate of Interest

8.40% - 12%

Processing Fee

NA

Loan Amount

Minimum 10 Lakhs - Get maximum loan to your property: 90%

Tenure

Maximum upto 20 years

Disbursal Time

Maximum of 10 - 15 working days

Part Payment

NA

4.0 Rating | 12 Reviews

VIEW DETAILS

Response Time : 24 Hours

Salaried Customer - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence address proof
  • Salary account canceled cheque
  • Latest 6 months payslips & 2 years Form-16
  • Latest 1 year updated bank statement
  • Date of joining proof & experience proof
  • Co-applicant documents
  • Property documents

Self Employed Customers - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence & office address proof
  • Business account canceled cheque
  • Latest 3 years IT Returns (full set)
  • Latest 6 months updated bank statement
  • Company Registration & VAT certificate
  • Co-applicant documents
  • Property documents

ADDITIONAL INFO

Co-applicant documents - One colour passport size photo, Pan card copy, Aadhaar card copy & Relationship Proof Property documents - Mother Deed / Title Deed, Sale Deed, EC for latest 15 years, Latest Tax paid challan & Katha latest, *Approved Plan (Only for Construction loan) & *Extimation Copy (Only for Construction loan)

HDFC Bank

Rate of Interest

8.40% - 12%

Processing Fee

NA

Loan Amount

Minimum 10 Lakhs - Get maximum loan to your property: 90%

Tenure

Maximum upto 20 years

Disbursal Time

Maximum of 10 - 15 working days

Part Payment

NA

4.0 Rating | 12 Reviews

VIEW DETAILS

Response Time : 24 Hours

Salaried Customer - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence address proof
  • Salary account cancelled cheque
  • Latest 6 months payslips & 2 years Form-16
  • Latest 1 year updated bank statement
  • Date of joining proof & experience proof
  • Co-applicant documents
  • Property documents

Self Employed Customers - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence & office address proof
  • Business account cancelled cheque
  • Latest 3 years IT Returns (full set)
  • Latest 6 months updated bank statement
  • Company Registration & VAT certificate
  • Co-applicant documents
  • Property documents

ADDITIONAL INFO

Co-applicant documents - One colour passport size photo, Pan card copy, Aadhaar card copy & Relationship Proof Property documents - Mother Deed / Title Deed, Sale Deed, EC for latest 15 years, Latest Tax paid challan & Katha latest, *Approved Plan (Only for Construction loan) & *Extimation Copy (Only for Construction loan)

FAQs

What’s Home Loan?

Home Loan is a secured loan and it is quite easy to get this loan faster because your home will work as collateral. Since, it is not possible for most of the masses to have enough cash for buying their dream house; home loans have gained popularity to get the fund for buying house as one can pay back these home loans, over a period of time, through expedient equated monthly instalments. Usually, banks provide you maximum 80% of the value of your house, as a home loan, if the value is over 20 lakhs otherwise they can also provide you up to 90% as home loan.

Why should you take a Home Loan?

1. If you are staying in a rented house, then home loans are great options for you as you can utilize the amount of rent to pay the EMIs, while enjoying the comfort of staying at your own house.

2. Many people are not able to accumulate funds, which are required to buy a house; home loans are the only beneficial and helping solution they have to own their dream house.

3. Repaying home loans allows you to enjoy tax exemption benefits, provided by Income tax Department.

4. So, don’t wait to own your dream home and enjoy the comfort of being at your own house.

How many properties can I own?

You can own as many properties as you want.

How can I register my property?

Registration of a property includes necessary stamping and paying of registration charges for a sale deed and getting it recorded at the sub-registrar's office of the concerned jurisdictional area. If a property is purchased from a developer directly, getting it registered amounts to act of legal conveyance. In case the purchased property is a second or third transaction, it involves a duly stamped and registered transfer deed. Nowadays, property registration process is computerized in most states.

What is property registration?

It refers to the registering of documents relating to transfer, sale, lease or any other form of disposal of an immovable property. Registration is compulsory by law for all properties under Section 17 of Indian Registrations Act, 1908. Once a property is registered lawfully, it means that the person in whose favor the property is registered, is the lawful owner of the premises and is fully responsible for it in all respects.

When can I apply for HOME LOAN?

You can apply for a Home Loan at any time once you have decided to purchase or construct a property, even if you have not selected the property.

What is market value means in HOME LOAN?

Market value refers to the estimated amount that is expected to be fetched on the property as per the prevailing market conditions.

What is the interest rate charged in HOME LOAN?

Starts from 8.25% interest

Can I make a part pre-payment on my Home Loan?

Yes you can make a part pre-payment

Where can I get Home Loan?

You can avail Home Loan from BANK or Non – Banking financial institution (NBFC)

How can I repay back Home loan?

Repay your Home loan EMI through STANDARD INSTRUCTION or through ECS – Electronic Clearing Services by authorizing concerned bank.

Do you require Co-Applicant to get Home loan?

Yes, Co-applicant required to get Home Loan

Is Home loan Balance transfer is benefited to us?

Yes, if you would have taken at higher rate of interest then transfer your other bank Home loan outstanding amount for less interest rates with some extra amount in hand.

In case I take Home loan, is there any Tax Benefit?

Yes tax authorities allow tax benefits who have avail Home loan.

For how many years can I avail Home loan?

You can avail for maximum of 20 years

How many days you may require to Business loan in hand?

In 10 – 20 working days subject to submitting of the required documents.