Apply online for Kotak Bank Loans in Bengaluru and Mysuru

At Kotak, we expect more from ourselves, than what anyone else expects of us. This way, we are creating a rewarding and delightful experience every day for our customers.


Home Loan

Kotak

Rate of Interest

Starts @ 8.40%

Processing Fee

-

Loan Amount

Minimum 10 Lakhs - Get maximum loan to your property: 90%

Tenure

Maximum upto 20 years

Disbursal Time

Maximum of 10 - 15 working days

Part Payment

-

VIEW DETAILS

Response Time : 24 Hours

Salaried Customer - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence address proof
  • Salary account cancelled cheque
  • Latest 6 months payslips & 2 years Form-16
  • Latest 1 year updated bank statement
  • Date of joining proof & experience proof
  • Co-applicant documents
  • Property documents

Self Employed Customers - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence & office address proof
  • Business account cancelled cheque
  • Latest 3 years IT Returns (full set)
  • Latest 6 months updated bank statement
  • Company Registration & VAT certificate
  • Co-applicant documents
  • Property documents

ADDITIONAL INFO

Co-applicant documents - One colour passport size photo, Pan card copy, Aadhaar card copy & Relationship Proof

Property documents - Mother Deed / Title Deed, Sale Deed, EC for latest 15 years, Latest Tax paid challan & Katha latest,

*Approved Plan (Only for Construction loan) & *Extimation Copy (Only for Construction loan)

Loan Against Property

Rate of Interest

Starts @ 9.50%

Processing Fee

NA

Loan Amount

Minimum 10 Lakhs - Get a maximum loan to your property: 60% - 85%

Tenure

Maximum upto 15 years

Disbursal Time

Maximum of 10 - 15 working days

Part Payment

NA

VIEW DETAILS

Response Time : 24 Hours

Salaried Customer - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present Residence Address proof
  • Salary account cancelled cheque
  • Latest 6 months payslips & 2 years Form-16
  • Latest 1 year updated bank statement
  • Date of joining proof & experience proof
  • Co-applicant documents
  • Property documents

Self Employed Customers - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present Residence & office Address proof
  • Business account cancelled cheque
  • Latest 3 years IT returns (full set)
  • Latest 6 months updated bank statement
  • Company Registration & VAT certificate
  • Co-applicant documents
  • Property documents

ADDITIONAL INFO

Co-applicant documents - One colour passport size photo, Pan card copy, Aadhaar card copy & Relationship Proof

Property documents - Mother Deed / Title Deed, Sale Deed, EC for latest 15 years, Latest Tax paid challan & Katha latest.