Apply online for ICICI Loans in Bengaluru and Mysuru

ICICI Bank is India's largest private sector bank with total consolidated assets of Rs. 11,242.81 billion (US$ 172.5 billion) at March 31, 2018 and profit after tax of Rs. 67.77 billion (US$ 1.0 billion) for the year ended March 31, 2018. ICICI Bank currently has a network of 4,867 Branches and 14,367 ATMs across India.


Personal Loan

ICICI Bank

Rate of Interest

11% - 17.50%

Processing Fee

Starts @ Rs. 999/- upto 2.5%

Loan Amount

Rs.50000 - 20 Lakhs

Tenure

1year - 5 Years

Disbursal Time

Maximum of 3 - 5 working days

Part Payment

No

VIEW DETAILS

Response Time : 24 Hours

DOCUMENTS

  • One colour passport size photo
  • Pan card copy
  • Present residence address proof
  • Salary account f
  • Latest 3 months payslips
  • Latest 3 months updated bank statement
  • Date of joining proof & experience proof

FEES & CHARGES

  • Processing Fee on approved loan amount
  • Agreement & Stamp Charges
  • Gap interest - Based on disbursement date if applicable
  • Insurance on Loan (You & Your Personal Loan is secured)

BENEFITS

  • Best in class Interest Rates
  • Least Processing Fee
  • Door Step Service
  • Suggestion on suitable product
  • No collateral / Gurantor required
  • Flexibility to choose the tenure
  • Minimum Paperwork
  • All Purpose Loan

ADDITIONAL INFO

Post approval: Customer has to provide security cheques & agreement to be signed

Home Loan

Rate of Interest

Starts @ 9.20%

Processing Fee

-

Loan Amount

Minimum 10 Lakhs - Get maximum loan to your property: 75% - 90%

Tenure

Maximum upto 15 Years

Disbursal Time

Maximum of 8 - 10 working days

Part Payment

-

VIEW DETAILS

Response Time : 24 Hours

Salaried Customer - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence address proof
  • Salary account cancelled cheque
  • Latest 6 months payslips & 2 years Form-16
  • Latest 1 year updated bank statement
  • Date of joining proof & experience proof
  • Co-applicant documents
  • Property documents

Self Employed Customers - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present residence & office address proof
  • Business account cancelled cheque
  • Latest 3 years IT Returns (full set)
  • Latest 6 months updated bank statement
  • Company Registration & VAT certificate
  • Co-applicant documents
  • Property documents

ADDITIONAL INFO

Co-applicant documents - One colour passport size photo, Pan card copy, Aadhaar card copy & Relationship Proof

Property documents - Mother Deed / Title Deed, Sale Deed, EC for latest 15 years, Latest Tax paid challan & Katha latest,

*Approved Plan (Only for Construction loan) & *Extimation Copy (Only for Construction loan)

Business Loan

Rate of Interest

16% - 22%

Processing Fee

Starts @ 2%

Loan Amount

3 Lakhs - 35 Lakhs

Tenure

1 year - 3 Years

Disbursal Time

Maximum of 5 working days

Part Payment

No

VIEW DETAILS

Response Time : 24 Hours

DOCUMENTS

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Own property proof
  • Present residence & office address proof
  • Business account cancelled cheque
  • Latest 3 years IT returns (full set)
  • Latest 6 months updated bank statement
  • Company registration & VAT certificate

FEES & CHARGES

  • Processing fee on approved loan amount
  • Agreement & stamp charges
  • Gap interest - Based on disbursement date if applicable
  • Insurance on loan (you & your personal loan is secured)

BENEFITS

  • Best in class interest rates
  • Least processing fee
  • Door step service
  • Suggestion on suitable product
  • No collateral / Gurantor required
  • Flexibility to choose the tenure
  • Minimum paperwork

ADDITIONAL INFO

Post Approval: Customer has to provide SECURITY CHEQUES & AGREEMENT to be signed

Loan Against Property

Rate of Interest

Starts @ 9.20%

Processing Fee

NA

Loan Amount

Minimum 10 Lakhs - Get maximum loan to your Property: 75% to 90%

Tenure

Maximum upto 15 Years

Disbursal Time

Maximum of 8 - 10 working days

Part Payment

NA

VIEW DETAILS

Response Time : 24 Hours

Salaried Customer - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present Residence Address proof
  • Salary account cancelled cheque
  • Latest 6 months payslips & 2 years Form-16
  • Latest 1 year updated bank statement
  • Date of joining proof & experience proof
  • Co-applicant documents
  • Property documents

Self Employed Customers - Documents

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Present Residence & office Address proof
  • Business account cancelled cheque
  • Latest 3 years IT returns (full set)
  • Latest 6 months updated bank statement
  • Company Registration & VAT certificate
  • Co-applicant documents
  • Property documents

ADDITIONAL INFO

Co-applicant documents - One colour passport size photo, Pan card copy, Aadhaar card copy & Relationship Proof

Property documents - Mother Deed / Title Deed, Sale Deed, EC for latest 15 years, Latest Tax paid challan & Katha latest.

Doctors Loan

Rate of Interest

15% - 18%

Processing Fee

Starts @ 2%

Loan Amount

3 Lakhs - 35 Lakhs

Tenure

1 year - 3 Years

Disbursal Time

Maximum of 3-5 working days

Part Payment

No

VIEW DETAILS

Response Time : 24 Hours

DOCUMENTS

  • One colour passport size photo
  • Pan card copy
  • Aadhaar card copy
  • Qualification & registration certificate
  • Address proof
  • cancelled cheque
  • Income documents

FEES & CHARGES

  • Processing fee on approved loan amount
  • Agreement & stamp charges
  • Gap Interest - Based on disbursement date if applicable
  • Insurance on loan (You & your personal loan is secured)

BENEFITS

  • Best in class interest rates
  • Least processing fee
  • Door step service
  • Suggestion on suitable product
  • No collateral / Gurantor required
  • Flexibility to choose the tenure
  • Minimum paperwork

ADDITIONAL INFO

Post Approval:

  1. Customer has to provide security cheques & agreement to be signed
  2. Income Documents for salaried Customers: 3 Months latest Pay Slips, 6 Months latest and updated Bank Statement & Appointment Letter / Date of Joining proof.
  3. Income Documents for Self Employed Customers: 3 Years IT Returns, 6 Months latest and updated Bank Statement & Clinic Establishment Proof