How easy is it to buy your dream house?

HDFC Bank

Most of us have been raised in a society where we have to work very hard in our lives and save up every penny just so that we can live in that dream house. Can only a businessman afford these houses? We at Loanz Financial Services, think of this scenario in another way. 
Why wait until you nearing to hit your retirement age to actually buy that house? Gone are the days when Salaried Employees felt restricted.  How about, we give you a list of top Housing Loans that not just allows you to experience that dream but also live stress - free with very reasonable interest rate and benefits! Sounds good? Let’s dive in.

 

  • ICICI Home Loans

ICICI Bank offers disbursal of a loan amount as high as 35 lakhs within 5 working days via Loanz Financial Services. Interest rates start as low as 8.25% that not many banks in the private sector offer for a tenure of one to 3 years. 
Documents required: One colour passport size photo, Pan card copy, Aadhaar card copy, Own property proof, Present residence & office address proof, Business account canceled cheque, latest 3 years Income Tax returns (full set), latest 6 months updated bank statement, your company registration and lastly VAT certificate.
Post approval, you just have to provide security cheques and just sign the agreements and voila! 

  • HDFC Home Loans

Similar to ICICI Home Loans, HDFC Bank charges 8.25%  and above on the loan amount. This amount however, has to be a minimum of 10 Lakhs. Under a disbursal time of 8 to 10 days, HDFC can sanction your loan up to 85% of your property price via Loanz Financial Services for tenure extends up to 20 years. 
Documents required: One colour passport size photo, Pan card copy, Aadhaar card copy, Present residence address proof, salary account canceled cheque, latest 6 months payslips & 2 years Form-1, latest 1 year updated bank statement, date of joining proof & experience proof, co-applicant documents and property documents.
Co-applicant documents includes one colour passport size photo, Pan card copy, Aadhaar card copy & Relationship Proof Property documents, EC for last 15 years, Latest Tax paid challan & Katha latest. In case of a construction loan, the approved plan and the Estimation copy

  • TATA Capital 

From a minimum of 10 Lakhs to up to 85% of your property loans taken care by TATA Capital, it takes Loanz Financial Services less than 15 Working Days to get your loan approved .  Interest rates starting 8.95% onwards, you can maximise your tenure for 15 years at the most. 
Documents required: One colour passport size photo, Pan card copy, Aadhaar card copy, Present residence address proof, salary account canceled cheque, Latest 6 months payslips & 2 years Form -16, Latest 1 year updated bank statement, Date of joining proof & experience proof, Co-applicant documents and lastly, your Property documents
Co-applicant documents includes one colour passport size photo, Pan card copy, Aadhaar card copy & Relationship Proof Property documents, EC for last 15 years, Latest Tax paid challan & Katha latest. In case of a construction loan, the approved plan and the Estimation copy.