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4 Ways to Hassle Free Personal Loan

Big personal expense around the corner? Anxiety is a given prior to taking your first loan. While taking a personal loan looks straightforward, there are multiple factors to bear in mind. While this format of loans is an avenue for further self-exploration, it demands self-discipline during pay-back time. These loans are extended for a defined period, enabling customers to remain focused on paying off the loan within a set time frame.

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5 Loans That Are Easy To Process

A financial emergency can occur at any time. It can be a medical emergency, unexpected celebrations or other miscellaneous requirements. Although some people do have a stash of emergency funds, it may or may not be sufficient to meet the said need. Today, banks & online financial services have made the procedure of availing different loans easier. We have compiled a list of 5 loans that are easy to process. Let’s have a look.

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Is money stopping you to be what you want to be? Well, not anymore!

Reaching a phase of financial stagnancy may happen to most of us. Dreams are left untouched. Future plans are halted indefinitely. A luxury car just passes by. Loans enable us to counter these challenges as we are reived with different types offering multiple benefits. Applying for a loan demands in-depth research, time, and effort. Before we dive deep into the easy ways to get a loan, let’s understand the concept. A loan is a debt facility offered by the financial institutions – Eg., Banks – accompanied by a rate of interest, which is applied to the borrowings while repayment dates are agreed between the borrower and the lender. This facility comes in handy during a financial slump.

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Too Busy? Let us take care of your loan application!

Applying for a loan is a challenging task. What makes it harder still is the bureaucracy and the red tape a customer needs to face before their loan application is processed. Wouldn’t it be great, if you could skip this entire ordeal right to the point where your loan gets sanctioned? At Loanz Financial Services we do just that. Loanz has partnered with all the major banks in India, and we act as the intermediary between customers and banks. We facilitate loan applications on the customer’s behalf. Through us, customers are able to avail of the best interest rates that the market has to offer, quick disbursements, and even quicker responses.

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5 reasons why this is the best time to buy your dream home

Obtaining finances to buy a house has become easier than ever now. As a result of the demonetization and the implementation of the Goods and Services Tax (GST), the real estate industry in India experienced a slowdown. As home loans are a big source of revenue for funding institutions including banks, they are increasingly offering attractive loan schemes to home buyers. But that’s not it. Here are 5 more reasons why this is the best time to buy your dream house. Read on.

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Why Getting a Loan Against Property is the Best Option Today

Got a few acres of land to your name? Inheritance or otherwise? Invested in commercial real estate at a good time? Got a home you can call your own? Well, you’re in for some good news. You are officially eligible to apply for a loan against property. Your son might be finally getting into that college abroad. The one he’s always wanted to go to. Maybe your daughter has something really big planned for when she’s tying the knot. Possibly a destination wedding in Greece? Or perhaps you’re planning to expand the business or buy a new property, and the time seems right. Or there’s a sudden medical emergency. Your spouse needs immediate medical attention, expensive treatments, surgery even.

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A quick look at CIBIL scores and how it affects loan eligibility

India has come a long way, in terms of the economy. In terms of money – how it’s spent and saved. Millennials today don’t go with the tradition of pinching pennies and saving up for years. Instead, credits and loans have become the way of life. In fact, it’s rather difficult to spot someone who doesn’t have a single credit card or loan to their name. Granted, that important life-defining purchases such as a new home or a better education probably requires a loan. But these days, so do smaller buys! This could be the latest mobile phone or a tab for tech geeks. It could be a mountain bike for an adventurer or a new DSLR camera for the passionate photographer. Moreover, credit cards are also used to handle daily expenses. Digital India has made it possible for individuals to apply for credit for amounts as low as Rs. 1000. Even better, you don’t need to visit the bank anymore. Net banking and the latest slew of apps have made it possible for many to secure personal loans within minutes. However, the easy facilitation of loans has also increased the importance of credit ratings. And that’s what we’re going to talk about today.

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5 Important Factors That Affect Your Credit Score

Credit scores play a significant role in determining your loan sanction. A good credit score goes a long way towards helping you get loans easily. So, what is a credit score? It is a score that indicates banks how likely the borrower is to pay back a loan based on his/her past patterns of credit usage and loan repayment behavior. Credit scores have a direct repercussion on your loan transactions. Higher credit score means a lower default risk. There are certain factors that affect your credit score. Read on to find out more.

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Top 7 tips to boost your eligibility for personal loans

Been saving up for a fancy trip with the girls? Been eyeing the latest variant of a phone for a while? Planning an extravagant destination wedding? Finally getting around to that home improvement project you started months ago? Or worse, are you in debt? Are you urgently in need of money for medical emergencies? If you answered 'Yes' to any of the above, you are in need of capital. And if you don't have a savings nest or an inheritance, there is one thing you can always turn to - Personal Loans.

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How to Invest in Real Estate at an Early Age

You. The wide-eyed wonder kid. The first among the millennials in your family to hold a job. You with the sharp business acumen that's unusual for your age. You have the desire to start young and make it big. We know you. And you mean business. You're already looking for a solid long-term investment. Something with an affordable interest rate, a long tenure so you can simultaneously increase your credit score. Of course, there needs to be a tax saving angle too. Sure, there's mutual funds and a few other options out there. But would you dare invest in property? Would you even think about approaching a Housing Finance Company? If planned and researched well enough, it's not all that scary.

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Need to expand your business? Opt for a Business Loan

Do you plan on setting new expansion goals for your company? Looking to acquire capital to take your business in a new direction? Small and medium sized enterprises and business startups require loans and quick business financing to expand their business.

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What is the difference between a home loan mortgage and loan against property?

If you want to buy a new house or property for building a residence, then you can avail a home loan through a bank.

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DOCTOR’S LOAN: TOP 5 MISTAKES TO EVADE

Launching a private medical unit is no walk in the park. Getting a doctors’ loan service provider is even harder. Right from procuring medical equipment to setting up the base, there is a whole lot of procedure amidst all this.

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Why Is Home Loan Cheaper Than Gold Loan?

Both home loans and gold loans are secured loans. But most people often wonder why home loans are cheaper than gold loans. Home loans are the perfect financial assistance to buy one’s dream home.

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5 Things To Consider While Availing A Personal Loan

When there is a burgeoning financial emergency, personal loans are the best bet. This kind of loan is the safest way of getting money without having to keep your property as collateral.

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Personal Loan made simpler at every step

For anybody who is facing a cash crunch, instant personal loans can come as a saviour. For people who do not want to risk their assets and still borrow money, easy personal loans are an ideal option. A personal loan is an unsecured loan, which means the borrower does not need any collateral. Unlike a home loan or a car loan, personal loans can be used for any purpose like travelling, renovating a house, medical expenses, buying furniture, etc.

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Give Wings to Your Dreams With Personal Loans

Personal loans are like a safety blanket that protects you from unforeseen emergencies. Personal loans are one of many types of loans that you can borrow from a bank or an NBFC. Personal loans can help you meet any financial shortfall. Whether you are buying a house, planning to study further, have a medical emergency, etc. personal loans can help you meet the expenses. Here are a few things that you should know about personal loans.

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4 Ways to your Dream Space

Are you a physician at the threshold of your medical practice while looking for loans for professional? After several years of renting, leasing and other temporary ways, you wish to set up your own dream space. Bear in mind! On one hand, you have substantial earning potential, while on the other, you have minimal income history laced with a massive amount of student loan debt and negligible savings. How do you tackle the dicey situation to get closer to your dream?

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5 effective ways to keep in mind before you start your own Medical Practice.

Setting up your private clinic is not a cake walk. From planning the right technology and procuring equipment to directing regulations and designing marketing strategies, there’s a lot to tackle. setting up one’s own clinic is not a smooth experience, especially in a country like India. The process is daunting, and you might have to consult a lot of professionals – chartered accountants, consultants and healthcare attorneys.

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5 Ways To Better Financial Health

Money is essential for survival. But how often do we stay on track with our financial health? Most people have poor financial planning. They invest in the wrong places without thinking too much about it. They default on loan payments, increasing the amount of debt, and end up taking another instant loan to clear the first one. Not a pretty picture! So, what can you do to ensure you stay financially stable? Here are a few fool-proof & practical methods to keep your finances in the pink of health.

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4 Ways Your Savings Can Help You Secure A Loan

A financial emergency can hit anytime. Usually, people take the personal loan route to fund their money requirements. There is a notion that it is difficult to get a loan granted at a short notice. This may not be true at all times. There are several financial options against which a loan can be secured even in a shorter duration. Today, getting a loan sanctioned is not a hassle at all. There are several financial companies and easy loan provider companies in India who can be consulted for a speedy loan reception. We have listed down 5 ways one can use savings to help procure a loan. Let’s have a look.

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Gold Loan Vs Personal Loan : What is your apt move?

The topic has been in debate for a while. Are you prepared to compare loans? While an interesting fact states, as of May 2015, people in India had 20,000 tonnes of gold in their homes in various forms – ornaments, coins, & bars. In the past year, the stats have risen. While a few take advantage of golden opportunities, others get a check mate. Personal loans, on the other hand, are more mainstream. Majority of Indians take out personal loans from instant loans provider. The funds drawn from personal loan can be used to pay medical bills or other large investments. The differentiating factor is the time taken to process the loan.

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What to consider before taking a Home Loan

Owning your dream home is one of the major financial decisions that you’ll ever make in your life. But availing a home loan is easier said than done, right? The task lies in finding a loan that suits your needs and income. To ensure successful availability of the loan amount, we’ve listed some of the major factors that you need to consider prior to your loan application. Take a look.

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