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Now apply for a Doctors Loan online, All you need to do is provide your details below application form.

About Doctors Loan

Doctor Loan also referred to as a Physician Loan is a special Loan for professional doctors with a self-owned clinic or those working in a government or private clinic, hospitals and Consultants. A Doctor Loan is taken to serve the financial requirements of doctors looking to expand the scale of operations.


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Features of Doctors Loan

  • Loans are not given out for free. Lenders charge interest on loans as the price paid for borrowing the money
  • It is important to know whether the interest is fixed or variable
  • A fixed interest rate means that the interest rate remains the same for the duration of the loan and its payback period
  • A variable interest rate indicates that the interest rate can fluctuate based on a variety of determinants.
  • Other features of a loan to pay attention to are the payback period (months or years) and what the lender will use as collateral if the business is unable to pay the loan back timely.

Doctors Loan - Eligibility

Any MBBS,BDS & BAMS Doctors- Salaried/Self employed with clinic is eligible for a Doctors Loan.

Age

Maximum age of applicant at loan maturity: 60 years

Income

Minimum Net Monthly Income: Rs 20,000

Credit Rating

Applicant should have the bank specified credit score.

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